我国农业保险政策性补贴分析

我国农业保险政策性补贴分析(11000字)
摘 要：作为准公共物品的农业保险的外部性导致市场机制不能对农业保险资源进行有效配置，保障农业保险的有效供求。然而过度的政府干预和高额政策补贴导致解决市场失灵，同时产生一系列的负面效应：如扭曲市场机制的资源配置功能，降低资源配置效率。本文将从经济学角度出发对农业保险政策性补贴的双重效应进行分析,结合中外农业保险政策性补贴得现状,发现中国农业保险政策补贴存在问题，针对产生的问题进行具体的分析并提出建设性意见。
关键词：政策性农业保险；补贴；效应

Analysis of Policy-type Subsidies in Chinese Agricultural Insurance
Abstract: As quasi-public goods the externalities of agricultural insurance to market mechanism cannot on agricultural insurance resources for effective configuration, ensure the effective supply and demand of agricultural insurance. However, excessive government intervention and high policy to solve the market failure subsidies, and produce a series of negative effects: such as distorted market mechanism of resources allocation function, reduce resource allocation efficiency. This paper from the Angle of economics of agricultural insurance policy, the dual effects of the subsidies for analysis, combining Chinese and foreign agricultural insurance policy subsidies have to present situation, found that China's agricultural insurance policy subsidies existing problems, in view of the problems of the specific analysis and put forward a constructive suggestion.
Key words: Agricultural; Insurance; Effect
 
本文简单的介绍了我国农业保险政策性补贴的现状，以及对中外农业保险政策性补贴的现状进行分析，得出我现行的农业保险政策性补贴的一些弊端。然后对农业保险的政策性补贴的经济效应进行分析，得出农业保险的双重效应。同时本文较为详尽的阐述国外（主要为英美国家）农业保险政策性补贴的现状和运行的机制，对其现状和机制的研究中得出对我国农业保险政策性补贴的一些启示。从国外的启示和我国政策性农业保险的补贴现状，在采取实证方式进行基础研究、客观和数据化加强对政策性农业保险补贴的分析，提出改进我国农业保险政策性补贴的措施。