信用卡风险管理探讨

信用卡风险管理探讨(11400字)
摘  要：我国信用卡产业逐步放开，信用卡业务当前正处于高速发展的阶段，与此同时，信用卡风险发生的频率也越来越高，造成的损失也越来越大，信用卡风险管理是银行信用卡经营管理者面临的重要课题。本文从信用卡的风险表现形式入手，分析了信用卡管理存在的问题，以及信用卡风险管理存在的原因，揭示了防范和控制信用卡风险的重要性，并提出了防范信用卡风险的相应对策，以推动信用卡业务的快速健康发展。
关键词：信用卡;风险管理

The Risk Management of Credit Card
Abstract: Our credit card industry metropolitan, the credit card business is currently in a phase of rapid development, at the same time, the frequency of occurrence, credit cards have become increasingly damage growing, credit risk management is the management of bank credit cards are at an important subject. This article from credit risk analysis in the form of a credit card by starting with the problems in the management and credit risk management and the reasons for the prevention and control of credit risk and preventing the risk of credit card, appropriate measures to promote the credit card business of healthy development.
Key words: credit; risk management