我国信托业的发展现状及问题分析

我国信托业的发展现状及问题分析(8500字)
摘 要：信托业发源于英国，由于其特殊的制度功能，迅速被其他国家引进并得到发展壮大，成为金融资本市场不可或缺的部分，目前发展得比较好且富有制度特色的主要有美国、英国和日本。中国的信托业则是20世纪20年代伴随西方政治、经济势力的入侵而兴起的，由于历史原因及现有条件限制，致使我国信托业存在许多的问题，这些问题的存在也成为了我国信托业发展的隐患；文章通过对我国信托业的发展现状概述了我国信托业的发展问题，并根据实际情况对我国信托业的发展问题进行分析，提出相应的对策。
关键词：信托业、信托监管、市场准入制度

The Development of the Trust Industry in China and Problem Analysis
Abstract:Fiducial originated in Britain, due to its special system function, quickly and get by other countries introduce development, become an integral part of the financial capital market, is now developing better and rich system characteristic mainly has the United States, Britain and Japan[1]. China's business is the 1920s accompanied by western political, economic forces invaded arisen, owing to historical reasons and existing conditions, in China there are many industries that the problems that exist in the development of industries also become the hidden trouble; Based on the current situation of the development of the trust industry in China in China is described, and the development of the trust industry of our country according to the actual situation of the development of the trust industry problems were analyzed, and put forward the corresponding countermeasures.
 Key words：Fiducial; Trust supervision; Market access system

目  录
摘要………………………………………………………………………………1
关键词……………………………………………………………………………1
一、前言……………………………………………………………………2
二、我国信托业的发展历程…………………………………………………………………2
三、我国信托业发展的现状…………………………………………………………………2
（一）改革开放、经济发展，为信托业的发展带来新的机遇………………………2
（二）资本市场的逐步完善使得信托投资运作更为安全、高效……………………3
（三）“一法两办法”构造了信托制度的基本法律框架……………………………3
（四）竞争与合作加强，有利于提高信托机构的核心竞争力………………………3
四、我国信托业面临的问题…………………………………………………………………3
（一）理论准备先天不足………………………………………………………………3
（二）制度建设后天失调………………………………………………………………4
（三）信托监管忙于堵漏………………………………………………………………4
（四）理财业务各自为政…………………………………………………………… 5
五、推动我国信托业发展的策略……………………………………………………………5
(一）严格市场准入制度，培育合格市场体制………………………………………5
(二）抓紧制定《信托法》的配套法律法规，完善信托法律环境…………………6
（三）建立健全金融信托风险管理体系，强化风险管理……………………………6
（四）成立行业协会，加强行业自律…………………………………………………6
六、结束语……………………………………………………………………………………7    
参考文献 ……………………………………………………………………………………8
致 谢…………………………………………………………………………………………9