电子商务环境下网上支付系统应用分析

电子商务环境下网上支付系统应用分析
摘    要
随着20世纪中后期信息网络技术在各行各业中的应用，基于Internet的电子商务已经成为国际现代商业的最新模式，而网上支付系统在整个电子商务系统中占有极其重要的作用,甚至影响着电子商务未来的发展。
本文着重研究了电子商务环境下网上支付系统的若干问题及其相应的解决方法，首先文章分别介绍了电子商务环境下网上支付系统的概念、种类以及基本构成；其次，对目前电子商务环境下网上支付系统的一些现状进行了分析，同时又提出了诸如税收问题、电子货币对金融发展的影响问题、电子货币的立法问题，随后又根据我国当前的实际情况与世界上其他国家所采取的措施针对本文提出了几点主要的建议；最后文章对电子商务环境下网上支付系统的将来抱有美好的希望。

【关键词】电子商务   网上支付系统    Internet   

Abstract

With the application of information networks techniques in different industrial fields in the middle and late 20th century, e-commerce based on Internet has become the latest international and modern business model, in which online payment system of e-commerce in the whole system plays an extremely important role and will cause serious impacts in the e-commerce future development.
This paper studies the domestic online payment system of e-commerce and presents the issues raised in the corresponding solution. Firstly, the article introduces some concepts of online payment system of e-commerce, types, basic components; Secondly, some present situations for the domestic online payment system of e-commerce is analyzed and some problems such as tax revenue problems, the financial impacts of electronic money, electronic currency legislation. In accordance with the present realities of the world and some measures taken by other countries, some measures and recommendations are advanced to address the problems analyzed in the paper; Finally, the paper holds the belief that online payment system of e-commerce has a promising future.

【Key Words】Electronic Commerce; On-line Payment System; Internet

目  录
1.引言    2
1.1研究背景与目的    2
1.2文献综述    3
1.3网上支付系统的概念与基本构成    3
1.4网上支付系统的种类    5
2.电子商务环境下网上支付系统面临的问题分析    5
2.1电子商务环境下网上支付系统概述    5
2.2电子商务环境下网上支付系统面临的问题    8
3.电子商务环境下网上支付系统面临问题的解决    11
3.1应制定全面的税收政策    11
3.2加强电子货币应用环境下的金融发展措施    14
3.3完善电子货币立法的几点建议    16
4.结论与展望    20
4.1全文总结    20
4.2展望    20
参考文献    21
致  谢    22