我国国有商业银行竞争力提升研究

我国国有商业银行竞争力提升研究(14000字)
摘 要：随着我国经济的飞速发展，金融业在经济生活中的中坚地位更是不容置疑。我国银行体系已经逐渐适应社会主义市场经济体制，但是我国国有商业银行也面临着更复杂的外部环境和更激烈的内部竞争。本文结合我国国有商业银行现实状况和面临的主要问题，从规模、资产、盈利等方面入手对国有商业银行竞争力进行综合评价，分析制约国有商业银行竞争力的因素，提出提升国有商业银行竞争力的对策建议。
关键词：商业银行；股份制；综合评价；竞争力

Research on Enhancing Competitiveness on State-owned Commercial Banks in China
Abstract: With the rapid development of Chinese economy, there is no doubt that the financial industry is playing an indispensible role in economy life. Chinese banking industry has developed into the socialist market economy system of the banking system. But China’s state-owned commercial banks are facing more complex external environment and more fierce internal competition. This article based on the state-owned commercial banks’ realistic situation and the main problems, focus on scale, property, profit etc. to make comparison between the banks in comprehensive evaluations, and analyze the factors which restrict the development of state-owned commercial banks, then study how to improve the competitiveness of state-owned commercial banks.
Key words: Commercial bank; Joint-stock; Comprehensive evaluations; Competitiveness.